<br>Mecalac now offers you a full range of financial products and related services to meet your specific needs to finance the purchase or rental of your equipment.


Mecalac now offers you a full range of financial products and related services to meet your specific needs to finance the purchase or rental of your equipment.


Contact Mecalac Financial Solutions

How to choose your financing

Finance
product
Financial lease Hire purchase Operating lease
What is it? With a financial lease, your customer pays for the equipment during the lease term and acquires ownership following end of lease. With a hire purchase option, your customer pays for the equipment during the lease term and can purchase it at the end of lease for an amount specified at the beginning of the contract. With an operating lease your customer pays rent for equipment use and has various options at the end of the lease.
Benefits for the customer
  • Level monthly payment
  • Lessee owns equipment at the end of lease term
  • Deduction of full rentals for tax consideration
  • Payment of equipment over time
  • Fixed cost aids budgeting
  • Operational ownership
  • Conserves working capital
  • Fixed cost aid budgeting
  • Pay only for equipment use
  • May provide tax benefits
  • Conserves working capital
  • At term end, equipment may be replaced with new unit
  • Lower monthly payments
Payment Highest Lower Lowest
Purchase option Yes Yes, predetermined amount Yes, fair marketing value

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